Personal Contract Hire

Agility Fleet’s Personal Contract Hire (PCH) works in the same manner as contract hire for a business.  This finance option allows you to drive a new vehicle over an agreed period of time and mileage at a set monthly rental.  This gives you a cost-effective access to a new vehicle and avoid those large drops in values normally associated with owning a new vehicle outright.

Agility Fleet can also include a maintenance package, which is added to your contract for a fixed additional monthly cost.  This provides a full breakdown and recovery facility covering all servicing, replacement tyres* and other repair costs for the whole contract.

At the end of the personal contract hire agreement there is no option to purchase the vehicle.  You simply return the vehicle to us ensuring it’s condition meets the BVRLA ‘Fair Wear and Tear Guide’ and replace with another one.

We also specialise with Grey Fleet drivers, this is the term used to describe any vehicles driven by employees that do not belong to the company but can be used for business travel.

We have a team of specialists who can help you find a vehicle that will best suit you and your business needs.  Our aim is to help you get the vehicle you require at a price you are happy with but we promise to provide excellent customer service throughout your partnership with Agility Fleet.


How it works

Your Personal Contract Hire vehicle will be on a fixed term basis that can range from 2 to 5 years, with an anticipated annual mileage and you can choose from either a customer maintained or a fully maintained contract depending on your business requirements.

All you need to do is make fixed monthly rental for your arranged period of cover, then simply return the vehicle back at the end of your contract and replace with another one.

Am I Eligible for Personal Contract Hire:

  • You must be 18+ years of age
  • You need to have a full UK driving license
  • Vehicle must be insured with full comprehensive cover


What are the benefits

  • Low upfront costs with fixed monthly rental including the option of a 1 month initial payment
  • Flexible terms to meet your finance requirements and driving habits – with variable contract duration and mileage terms
  • Drive a new vehicle which may be unreachable in terms of its on-the-road (OTR) cost
  • An option to add a maintenance package
  • Road Fund License/Vehicle Excise Duty is included
  • When returning the vehicle at the end of your agreement, you do not need to worry about it depreciation or disposal
  • Reduced administration
  • On-going advice and support


What are the considerations

  • Early termination can be expensive
  • It’s subject to your personal credit rating
  • If you have exceeded your agreed mileage, an excess mileage charge will be payable, based on a ‘pence per mile’ charge set at the start of your contract
  • You must return the vehicle in a well maintained condition.  Any damage over and above that stated in the BVRLA ‘Fair Wear and Tear Guide’ will be subject to additional charges
  • Vehicle must be insured with full comprehensive cover
  • You will never own the vehicle as there is no option to buy it
  • VAT is payable

One of Agility Fleet’s core values is Flexibility, therefore all considerations above are relevant but we will always help to ease the burden of these if and where possible.

For instance, all of our end of contract vehicles are assessed by BVRLA trained appraisers at our own Remarketing centre in Bromsgrove.  We do not use a third party who may apply a strict approach to inspecting the vehicles.

We also review mileage outlooks to re-align contracts to avoid heavy excess mileage charges, it is far more financially viable to re-schedule the contract with a higher monthly rental.

*Please refer our no quibble tyre policy

Contact Agility Fleet

At Agility Fleet, our team are on hand to support and guide you through your fleet and personal contract hire needs.

If you have an enquiry please call us on  01527 571 605 or email us on

If your enquiry is related to vehicle accident or breakdown please call our 24 hours helpline 01527 571 605

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